Millions of Americans face financial trouble today. Mr. Zeroogian can help you navigate through the complicated bankruptcy process. The first step is always to determine whether filing for bankruptcy protection is an option. If it is in your best interest, we are prepared to quickly and efficiently begin the process for your Chapter 7 bankruptcy.

A Chapter 7 bankruptcy allows a debtor to keep any property that may be covered by an appropriate exemption while the remainder of the debtor’s property is sold in order to allow the creditors to receive some compensation.

When filing your bankruptcy it is very important to list all assets and debts. An asset that is not listed is automatically forfeited and likewise, any unlisted debt will not be removed by the bankruptcy. By being forthcoming with your attorney, he can make efficient use of your exemptions in order to save as much of your property as possible from creditors and assure you a fresh start after bankruptcy.

In most situations, if the debtor can make timely payments for two to three years following a bankruptcy, he or she will emerge with credit good enough to receive prime rate loans. We will evaluate and discuss your bankruptcy options with you before and after your case in order to achieve a beneficial solution.